Accidental Death & Dismemberment (AD&D)


Personal Accident Cover provides a financial benefit in the event of Death, Loss of Limb (or permanent loss of use of limb), Loss of Sight, or Permanent Total Disablement following an accident. Cover is 24/7 and in addition to normal activities, includes incidents that are work related or as a result of Acts of War or Terrorism. The benefits are also payable if these injuries result from an act of kidnap.

The First Allied travel Insurance Plan provides benefits limits of $15,000 to $1 million, based on a maximum benefit of seven (7) times annual salary for business travellers and a maximum $100,000 benefit for leisure/personal travellers.

Benefit Payout

• Death: 100%
• Total and irrecoverable loss of sight of one or both eyes: 100%
• Loss of one or more limbs: 100%
• Total and irrecoverable loss of sight of one eye or both eyes: 100%
• Permanent Total Disablement: 100%

For FULL DETAILS on Policy Cover, conditions and exclusions please CLICK HERE



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